In the United States, there are about 18,000 vehicle accidents every day, 750 every hour, or about 13 every minute!

According to the National Highway Traffic Safety Administration, in 2002, 42,815 people were killed in motor vehicle crashes and 2,926,000 people were injured. This makes deaths from motor vehicle accidents the leading cause of death for people aged 2 to 33.

Also, in the same year, drinking and driving caused 17,419 traffic deaths, representing 41% of total traffic fatalities. (Experts estimate 1 out of 3 Americans will be involved in an alcoholrelated automobile accident in their lifetime.)

In addition, in 2002, 4,808 pedestrians were killed and 71,000 pedestrians were injured in vehicle accidents. On average, a pedestrian is killed in a traffic accident every 109 minutes and one is injured every 7 minutes.

What’s more, in 2002, in vehicle accidents where nobody was injured or killed, 4,348,000 of them involved property damage. The economic cost of motor vehicle accidents to our society was more than $40.4 billion for that year.

These statistics are frightening, wouldn’t you agree?

Like some drivers, perhaps you haven’t had a car accident since the first day you started driving.

If so, congratulations!

Unfortunately, even if you do have a perfect driving record, statistics shows your chance of being involved in a vehicle accident over the next six years is a staggering 51%.

Now, while there’s a chance that you or someone you know might never be involved in a car accident in your lifetime, no one can guarantee that.

Some states also realize the chance of being in a vehicle accident is very high, so they enact laws to make you carry a minimum amount of auto insurance to protect the other drivers in case you’re involved in a traffic accident in which you were at fault.

Like most people, your vehicle may be your main means of transportation. You probably use your car, van, or truck several times a day. So the more time you spend on the road, the greater your chance of being involved in a traffic accident.

Besides your home, your vehicle might be the next most expensive asset you own. You probably have worked for years to save the money to buy your car, van, or truck. So you want to protect it with the right kind of auto insurance, right?

Please listen closely, while your vehicle can be an extremely useful piece of machinery, it can also pose an enormous risk to you… even when you use it properly.

To continue reading about how to make sure you and your loved ones will still be able to live your present lifestyle, click here.